Frequently Asked Questions
What is 1010 Central Apartments?
1010 Central Apartments is a downtown Indianapolis apartment community offering loft-style one- and two-bedroom homes in a converted early-1900s clothing manufacturing building, along with newly constructed homes in the neighboring 1020 building, located on the north side of downtown near the Old Northside and Mass Ave District.
What is the Low-Income Housing Tax Credit (LIHTC) program?
The LIHTC program was created to make quality housing more affordable. It allows communities like 1010 Central to offer homes at reduced rental rates to households that meet specific income and eligibility requirements.
Are all homes at 1010 Central part of the LIHTC program?
No. Most homes at 1010 Central participate in the LIHTC program, but market-rate homes without income restrictions are also available.
What features come with apartments at 1010 Central?
Homes feature open-concept kitchens with modern black appliances, an electric range, and a refrigerator with ice maker, plus a dishwasher, garbage disposal, spacious closets, mini-blinds, and a smart thermostat. Select homes also include in-home laundry, a coat closet, soaring ceilings with loft-style windows, or a Juliette balcony.
Are the apartments all-electric?
Yes, all homes at 1010 Central are all-electric.
What floor plans are available?
Eight floor plans are available, ranging from the 583-square-foot one-bedroom Bunker to the 1,067-square-foot two-bedroom Warehouse and The Factory layouts, across one- and two-bedroom configurations with one or two bathrooms.
What community amenities are available at 1010 Central?
Residents have access to a 24/7 fitness studio, theater room, clubhouse, coffee bar, and a community lounge with Wi-Fi and coworking space, along with on-site laundry, a mail center, elevator, bike rack, and vending machines.
Is the building secure?
Yes, 1010 Central features controlled access along with on-site management and on-site maintenance, plus 24/7 emergency maintenance.
Is there an online portal for residents?
Yes, residents can use the online resident portal for services such as maintenance requests.
Where is 1010 Central located?
1010 Central is located at 1010 Central Avenue on the north side of downtown Indianapolis, within walking distance of the historic Old Northside and the Mass Ave District.
What’s nearby?
The historic Old Northside neighborhood is just steps away, and the Mass Ave District — with its restaurants, theaters, breweries, and shops — is a few blocks to the south, putting downtown Indianapolis dining and entertainment within walking distance.
Are pets allowed at 1010 Central?
Yes. 1010 Central allows two (2) pets per home with no breed or weight restrictions. Contact the leasing office for full pet policy details, including any applicable fees or deposits.
Is parking available?
Yes, 1010 Central offers free surface lot parking for residents.
How do residents access the building?
The community features controlled access for residents.
How do I apply?
Applications are submitted online through the resident portal. Because most homes participate in the LIHTC program, applicants should be prepared to provide documentation verifying household income and, where applicable, student status; the leasing team provides a full checklist during the application process.
What are the current LIHTC income limits?
As currently listed, LIHTC income limits at 1010 Central are $46,500 for a 1-person household, $53,160 for 2 people, $59,820 for 3 people, $66,420 for 4 people, and $71,100 for 5 people. These reflect the highest income set-aside offered at the community and may not apply to every home — contact the leasing team to confirm eligibility for a specific home. (Note: income limits are typically updated annually — confirm current figures before publishing.)
Can full-time students qualify for a LIHTC home?
Yes, but with restrictions. If every member of the household is a full-time student, at least one must meet a specific exception, such as filing a joint tax return, enrollment in a qualifying job training program, prior foster care status, receiving TANF benefits, or being a single parent not claimed as a dependent.
Do I need to be a first-time renter to qualify for a LIHTC home?
No. Eligibility is based on household income and student status, not rental history.
What happens if my income increases after I move in?
You may remain in your home, though certain program rules may apply if your income rises significantly; the leasing team will guide you through any next steps.
What are the leasing office hours?
The leasing office is open Tuesday through Friday, 9:00 AM to 5:00 PM, and closed Monday and weekends. Contact the office at 866-589-6643.